Best Low-Fee Payment Platforms (1970)

Payment platforms ranked by fee competitiveness. Score 4+ on the fees benchmark.

13 tools matched

Why it matters

A 2-point difference in fee percentage compounds to thousands per month at scale. Pick the lowest-fee option that still covers your tax, conversion, and integration needs.

1. Adapty

free until threshold

Mobile subscriptions with paywall optimization

Fees 5/5 — Free up to $10k MTR, then 1% of revenue.

Ease 4/5Fees 5/5Conv 5/5

Best if:ios, android, react native, flutter

View profile →Alternatives

2. Qonversion

free until threshold

Mobile subscription analytics and infrastructure

Fees 5/5 — Free up to $10k MTR, then 0.6% on Starter.

Ease 4/5Fees 5/5Conv 2/5

Best if:ios, android, react native, flutter

View profile →Alternatives

3. Polar

percentage

Open-source monetization for developers

Fees 5/5 — 4% + $0.40 per transaction (lowest MoR fees on the market).

Ease 5/5Fees 5/5Conv 2/5MoR

Best if:indie dev, open source, developers, digital products

View profile →Alternatives

4. Lago

open source

Open-source metering and usage-based billing

Fees 5/5 — Self-hosted: free. Cloud: from $100/month.

Ease 2/5Fees 5/5Conv 1/5

Best if:saas, ai apps, usage based, open source

View profile →Alternatives

5. Ghost

flat monthly

Open-source publishing with built-in paid memberships

Fees 5/5 — Self-hosted: free. Ghost(Pro): from $9/month. Stripe handles payments (0% platform fee)..

Ease 3/5Fees 5/5Conv 3/5

Best if:newsletters, blogs, memberships, indie creators

View profile →Alternatives

6. Apphud

free until threshold

iOS subscriptions with win-back automation

Fees 4/5 — Free plan available, Pro from $39/month.

Ease 4/5Fees 4/5Conv 3/5

Best if:ios

View profile →Alternatives

7. Lemon Squeezy

percentage

Payments, subscriptions and MoR for indie SaaS

Fees 4/5 — 5% + $0.50 per transaction. Acquired by Stripe 2024..

Ease 5/5Fees 4/5Conv 2/5MoR

Best if:saas, indie dev, digital products, license keys

View profile →Alternatives

8. Stripe Billing

percentage

Subscription billing with full developer control

Fees 4/5 — 0.5–0.8% on top of standard Stripe fees. You handle taxes..

Ease 2/5Fees 4/5Conv 2/5

Best if:saas, b2b, developers, enterprise

View profile →Alternatives

9. Payhip

freemium

Sell digital products and memberships

Fees 4/5 — Free: 5% fee. Plus $29/mo: 2%. Pro $99/mo: 0%.

Ease 5/5Fees 4/5Conv 2/5

Best if:ebooks, templates, courses, memberships

View profile →Alternatives

10. Whop

percentage

Sell communities, courses, and software access

Fees 4/5 — 3% platform + Stripe fees (~5.7–7.2% all-in).

Ease 4/5Fees 4/5Conv 3/5

Best if:communities, courses, memberships, discord access

View profile →Alternatives

11. Beehiiv

flat monthly

Newsletter platform with paid subscriptions and ad network

Fees 4/5 — Free up to 2,500 subscribers. Scale from $42/month. 0% platform fee on paid subs..

Ease 5/5Fees 4/5Conv 4/5

Best if:newsletters, creators, paid subscriptions, ad monetization

View profile →Alternatives

12. MemberPress

flat annual

WordPress membership and subscription plugin

Fees 4/5 — Basic $179/year. Plus $299/year. Pro $399/year..

Ease 4/5Fees 4/5Conv 3/5

Best if:wordpress, memberships, courses, content paywalls

View profile →Alternatives

13. Easy Digital Downloads

flat annual

Sell digital products on WordPress

Fees 4/5 — Personal $99/year. Extended $199/year. Professional $299/year..

Ease 4/5Fees 4/5Conv 2/5

Best if:wordpress, digital products, ebooks, software

View profile →Alternatives

Quick comparison

Tool	Pricing	MoR	A/B	Ease	Fees
Adapty	Free up to $10k MTR, then 1% of revenue	—	Yes	4/5	5/5
Qonversion	Free up to $10k MTR, then 0.6% on Starter	—	—	4/5	5/5
Polar	4% + $0.40 per transaction (lowest MoR fees on the market)	Yes	—	5/5	5/5
Lago	Self-hosted: free. Cloud: from $100/month	—	—	2/5	5/5
Ghost	Self-hosted: free. Ghost(Pro): from $9/month. Stripe handles payments (0% platform fee).	—	—	3/5	5/5
Apphud	Free plan available, Pro from $39/month	—	—	4/5	4/5
Lemon Squeezy	5% + $0.50 per transaction. Acquired by Stripe 2024.	Yes	—	5/5	4/5
Stripe Billing	0.5–0.8% on top of standard Stripe fees. You handle taxes.	—	—	2/5	4/5
Payhip	Free: 5% fee. Plus $29/mo: 2%. Pro $99/mo: 0%	—	—	5/5	4/5
Whop	3% platform + Stripe fees (~5.7–7.2% all-in)	—	—	4/5	4/5
Beehiiv	Free up to 2,500 subscribers. Scale from $42/month. 0% platform fee on paid subs.	—	Yes	5/5	4/5
MemberPress	Basic $179/year. Plus $299/year. Pro $399/year.	—	—	4/5	4/5
Easy Digital Downloads	Personal $99/year. Extended $199/year. Professional $299/year.	—	—	4/5	4/5

Our pick

Adapty — the lowest fees in this filter. Mobile subscriptions with paywall optimization.

MoR fee calculator →Full fee ranking →

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