Best No-Code Payment Tools (1970)

Tools where you can go from signup to live checkout without touching a backend.

20 tools matched

Why it matters

Most creators don't have an engineer. No-code tools let you launch, test pricing, and grow before you commit to a custom integration.

1. Lemon Squeezy

percentage

Payments, subscriptions and MoR for indie SaaS

No-code setup. 5% + $0.50 per transaction. Acquired by Stripe 2024..

Ease 5/5Fees 4/5Conv 2/5MoR

Best if:saas, indie dev, digital products, license keys

View profile →Alternatives

2. Polar

percentage

Open-source monetization for developers

No-code setup. 4% + $0.40 per transaction (lowest MoR fees on the market).

Ease 5/5Fees 5/5Conv 2/5MoR

Best if:indie dev, open source, developers, digital products

View profile →Alternatives

3. Gumroad

percentage

Sell anything digital, instantly

No-code setup. 10% flat. 30% if sold via Gumroad marketplace..

Ease 5/5Fees 2/5Conv 3/5MoR

Best if:ebooks, templates, courses, indie creators

View profile →Alternatives

4. Payhip

freemium

Sell digital products and memberships

No-code setup. Free: 5% fee. Plus $29/mo: 2%. Pro $99/mo: 0%.

Ease 5/5Fees 4/5Conv 2/5

Best if:ebooks, templates, courses, memberships

View profile →Alternatives

5. Beehiiv

flat monthly

Newsletter platform with paid subscriptions and ad network

No-code setup. Free up to 2,500 subscribers. Scale from $42/month. 0% platform fee on paid subs..

Ease 5/5Fees 4/5Conv 4/5

Best if:newsletters, creators, paid subscriptions, ad monetization

View profile →Alternatives

6. Substack

percentage

Publish and monetize newsletters

No-code setup. 10% of paid subscription revenue. Stripe handles payments..

Ease 5/5Fees 2/5Conv 3/5

Best if:newsletters, writers, podcasts, new creators

View profile →Alternatives

7. Skool

flat monthly

Simple community and course platform

No-code setup. $99/month flat. 2.9% + $0.30 transaction fee..

Ease 5/5Fees 3/5Conv 3/5

Best if:communities, courses, memberships, coaching

View profile →Alternatives

8. Adapty

free until threshold

Mobile subscriptions with paywall optimization

No-code setup. Free up to $10k MTR, then 1% of revenue.

Ease 4/5Fees 5/5Conv 5/5

Best if:ios, android, react native, flutter

View profile →Alternatives

9. Nami ML

free until threshold

No-code paywall builder and A/B testing for mobile

No-code setup. Free plan available, paid from $149/month.

Ease 4/5Fees 3/5Conv 5/5

Best if:ios, android

View profile →Alternatives

10. Whop

percentage

Sell communities, courses, and software access

No-code setup. 3% platform + Stripe fees (~5.7–7.2% all-in).

Ease 4/5Fees 4/5Conv 3/5

Best if:communities, courses, memberships, discord access

View profile →Alternatives

11. Kit

flat monthly

Creator email marketing with paid subscriptions

No-code setup. Free up to 10,000 subscribers. Creator from $25/month..

Ease 4/5Fees 3/5Conv 3/5

Best if:creators, newsletters, courses, digital products

View profile →Alternatives

12. Circle

flat monthly

Community platform with courses and memberships

No-code setup. Professional from $89/month. 0% transaction fee..

Ease 4/5Fees 3/5Conv 3/5

Best if:communities, courses, memberships, creators

View profile →Alternatives

13. Kajabi

flat monthly

All-in-one platform for online courses and memberships

No-code setup. Kickstarter $55/month. Basic $119/month. 0% transaction fee..

Ease 4/5Fees 2/5Conv 4/5

Best if:courses, memberships, coaching, creators

View profile →Alternatives

14. MemberPress

flat annual

WordPress membership and subscription plugin

No-code setup. Basic $179/year. Plus $299/year. Pro $399/year..

Ease 4/5Fees 4/5Conv 3/5

Best if:wordpress, memberships, courses, content paywalls

View profile →Alternatives

15. Easy Digital Downloads

flat annual

Sell digital products on WordPress

No-code setup. Personal $99/year. Extended $199/year. Professional $299/year..

Ease 4/5Fees 4/5Conv 2/5

Best if:wordpress, digital products, ebooks, software

View profile →Alternatives

16. Leaky Paywall

flat monthly

WordPress paywall for independent publishers

No-code setup. From $99/month.

Ease 4/5Fees 3/5Conv 2/5

Best if:wordpress, local news, independent publishers

View profile →Alternatives

17. Superwall

usage based

Paywall optimization layer for mobile apps

No-code setup. Free up to 250 conversions/month, then $0.20/conversion.

Ease 3/5Fees 3/5Conv 5/5

Best if:ios, android

View profile →Alternatives

18. Purchasely

flat monthly

Mobile subscription infrastructure with paywall builder

No-code setup. From €249/month.

Ease 3/5Fees 3/5Conv 4/5

Best if:ios, android, react native, flutter

View profile →Alternatives

19. Ghost

flat monthly

Open-source publishing with built-in paid memberships

No-code setup. Self-hosted: free. Ghost(Pro): from $9/month. Stripe handles payments (0% platform fee)..

Ease 3/5Fees 5/5Conv 3/5

Best if:newsletters, blogs, memberships, indie creators

View profile →Alternatives

20. Poool

flat monthly

Paywall and audience conversion for mid-size publishers

No-code setup. From €149/month.

Ease 3/5Fees 3/5Conv 4/5

Best if:publishers, news, media, registration walls

View profile →Alternatives

Quick comparison

Tool	Pricing	MoR	A/B	Ease	Fees
Lemon Squeezy	5% + $0.50 per transaction. Acquired by Stripe 2024.	Yes	—	5/5	4/5
Polar	4% + $0.40 per transaction (lowest MoR fees on the market)	Yes	—	5/5	5/5
Gumroad	10% flat. 30% if sold via Gumroad marketplace.	Yes	—	5/5	2/5
Payhip	Free: 5% fee. Plus $29/mo: 2%. Pro $99/mo: 0%	—	—	5/5	4/5
Beehiiv	Free up to 2,500 subscribers. Scale from $42/month. 0% platform fee on paid subs.	—	Yes	5/5	4/5
Substack	10% of paid subscription revenue. Stripe handles payments.	—	—	5/5	2/5
Skool	$99/month flat. 2.9% + $0.30 transaction fee.	—	—	5/5	3/5
Adapty	Free up to $10k MTR, then 1% of revenue	—	Yes	4/5	5/5
Nami ML	Free plan available, paid from $149/month	—	Yes	4/5	3/5
Whop	3% platform + Stripe fees (~5.7–7.2% all-in)	—	—	4/5	4/5
Kit	Free up to 10,000 subscribers. Creator from $25/month.	—	—	4/5	3/5
Circle	Professional from $89/month. 0% transaction fee.	—	—	4/5	3/5
Kajabi	Kickstarter $55/month. Basic $119/month. 0% transaction fee.	—	—	4/5	2/5
MemberPress	Basic $179/year. Plus $299/year. Pro $399/year.	—	—	4/5	4/5
Easy Digital Downloads	Personal $99/year. Extended $199/year. Professional $299/year.	—	—	4/5	4/5
Leaky Paywall	From $99/month	—	—	4/5	3/5
Superwall	Free up to 250 conversions/month, then $0.20/conversion	—	Yes	3/5	3/5
Purchasely	From €249/month	—	Yes	3/5	3/5
Ghost	Self-hosted: free. Ghost(Pro): from $9/month. Stripe handles payments (0% platform fee).	—	—	3/5	5/5
Poool	From €149/month	—	Yes	3/5	3/5

Our pick

Lemon Squeezy — the fastest setup and best documentation. Payments, subscriptions and MoR for indie SaaS.

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