PaywallTools monetization wizard

Best Digital Products & Creators in 2026.

Platforms for selling ebooks, templates, courses, and memberships

Gumroad

10% + $0.50 per transaction (direct). 30% via Gumroad marketplace. MoR since January 2025 — handles all global tax.

Sell anything digital, instantly

Fastest path from idea to first sale. Built-in marketplace gives discovery. Now a Merchant of Record (since Jan 2025) — handles all global tax compliance. High fees (10% + $0.50) are the trade-off for zero setup friction.

Ease 5/5 · Fees 2/5 · Conversion 3/5

Payhip

Free: 5% fee. Plus $29/mo: 2%. Pro $99/mo: 0%

Sell digital products and memberships

More customizable than Gumroad with better fee structure at volume. Does not handle VAT globally.

Ease 5/5 · Fees 4/5 · Conversion 2/5

Whop

3% platform + Stripe fees (~5.7–7.2% all-in)

Sell communities, courses, and software access

Best for selling community access, Discord groups, and bundled digital products. Not MoR.

Ease 4/5 · Fees 4/5 · Conversion 3/5

Lemon Squeezy

5% + $0.50 per transaction. Acquired by Stripe 2024.

Payments, subscriptions and MoR for indie SaaS

Default choice for indie SaaS founders. Tax compliance out of the box, license key management, excellent DX. Acquired by Stripe in 2024.

Ease 5/5 · Fees 4/5 · Conversion 2/5

Polar

4% + $0.40 per transaction (lowest MoR fees on the market)

Open-source monetization for developers

Lowest MoR fees on the market (4% + $0.40). Open source, built for developers and OSS projects.

Ease 5/5 · Fees 5/5 · Conversion 2/5

Thinkific

No free plan. Basic $49/mo ($36/mo annual). Start $74/mo. Grow $149/mo. 0% transaction fee.

Create and sell online courses and memberships

One of the most popular course platforms. 0% transaction fee on all plans including free. Strong for course creators who want control without Kajabi's price tag.

Ease 4/5 · Fees 4/5 · Conversion 3/5

Teachable

Free (1 product, $1+10% fee). Basic $39/mo. Pro $119/mo. Pro+ $199/mo.

Sell online courses and coaching

Established course platform with a simple no-code builder. Free plan has transaction fees; paid plans are more cost-effective at volume. Owned by Hotmart.

Ease 4/5 · Fees 3/5 · Conversion 3/5

Podia

No free plan (removed 2024). 30-day free trial. Mover $39/mo ($33/mo annual, 5% fee). Shaker $89/mo ($75/mo annual, 0% fee).

All-in-one platform for courses, memberships, and digital products

Simpler and cheaper than Kajabi. Combines courses, memberships, and digital product sales in one tool. No transaction fees on paid plans.

Ease 5/5 · Fees 3/5 · Conversion 3/5

Memberful

Free (10% + Stripe fees). Pro $49/mo (4.9%). Premium $199/mo (0% transaction fee).

Membership subscriptions for independent creators

Clean membership tool acquired by Patreon. Integrates directly with existing websites. Best for creators who want memberships without switching platforms.

Ease 5/5 · Fees 3/5 · Conversion 3/5

Patreon

Lite: 8% of earnings. Pro: 12%. Premium: 15%. Stripe fees on top.

Membership platform for creators

The original creator membership platform. Large built-in discovery network. High fees (8-15%) but strong brand recognition. Handles some tax compliance.

Ease 5/5 · Fees 2/5 · Conversion 4/5

How to choose

  • Match the tool's category and best-for tags to your stack.
  • Decide if you need a merchant of record (global tax handled) or DIY billing.
  • Weigh paywall and A/B testing capabilities against fee competitiveness.
  • Compare ease of setup against the depth of advanced billing you need.

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