PaywallTools monetization wizard

Gumroad vs Whop: Which is right for you? (1970)

TL;DR

  • Choose Gumroad if you want global taxes and compliance handled for you.
  • Choose Whop if keeping fees low matters most.
  • Both work for: courses.

Gumroad

10% + $0.50 per transaction (direct). 30% via Gumroad marketplace. MoR since January 2025 — handles all global tax.

Fastest path from idea to first sale. Built-in marketplace gives discovery. Now a Merchant of Record (since Jan 2025) — handles all global tax compliance. High fees (10% + $0.50) are the trade-off for zero setup friction.

Whop

3% platform + Stripe fees (~5.7–7.2% all-in)

Best for selling community access, Discord groups, and bundled digital products. Not MoR.

Pricing comparison

Pricing model
percentage
percentage
Detail
10% + $0.50 per transaction (direct). 30% via Gumroad marketplace. MoR since January 2025 — handles all global tax.
3% platform + Stripe fees (~5.7–7.2% all-in)

Feature comparison

Gumroad
Whop
Merchant of record
Yes
No
Paywalls
No
No
A/B testing
No
No
Tax handled
Yes
No
No-code
Yes
Yes
Open source
No
No
Ease of setup
5/5
4/5
Fee competitiveness
2/5
4/5
Conversion tooling
3/5
3/5
Advanced billing
1/5
2/5

Best for

Gumroad is best for ebooks, templates, Courses, indie creators, marketplace discovery, Creators. Whop is best for Communities, Courses, Memberships, discord access, Creators, Digital products.

FAQ

Is Gumroad better than Whop?

Neither is universally better. Gumroad is the right pick if you want global taxes and compliance handled for you; Whop wins if keeping fees low matters most.

Which is cheaper, Gumroad or Whop?

Whop ranks higher on fee competitiveness (4/5). Gumroad pricing: 10% + $0.50 per transaction (direct). 30% via Gumroad marketplace. MoR since January 2025 — handles all global tax.. Whop pricing: 3% platform + Stripe fees (~5.7–7.2% all-in).

Can I switch from Gumroad to Whop?

Yes — most subscription and billing tools support migration via CSV import or API. Expect to reconfigure webhooks, paywalls, and entitlements. Check both vendors' migration docs before committing.

Does Gumroad handle sales tax?

Yes. Gumroad handles global sales tax and VAT for you.

All Gumroad alternatives →All Whop alternatives →

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